First-party app
Wise Wise

Wise

Send cross-border transfers with Wise: quotes, recipients, transfers, and multi-currency balances.

stable Finance & AccountingCommerce & Payments

About

Wise ships in the w6w first-party pack. It declares 19 actions, 2 health checks, and the host runs its code in a sandbox that never sees the credential.

App id
io.w6w.wise
Version
0.1.1
Author
w6w
Licence
MIT
Categories
Finance & Accounting · Commerce & Payments

Overview

Wise (formerly TransferWise) moves money across borders at close to the real exchange rate. This app covers the path most Wise automations need: create a quote for a currency pair, attach or create a recipient account, turn the quote into a transfer, fund it from a multi-currency balance, and track its status through to completion.

Beyond the send-money path it also surfaces profile management, live and historical exchange rates, the full currency list, and balance/statement reads for reconciliation.

Wise’s Personal API Token is documented as a business-account feature with a closed, stated scope (quotes, recipients, transfers, tracking) that does not fully match what its own API reference declares per endpoint — this app documents that gap rather than guessing past it. Two write actions (funding a transfer, reading a balance statement) are Strong Customer Authentication (SCA) protected outside a short list of countries, and are documented as such.

Build with Wise

Three routes to the same 19 actions. The Workflow tab is generated from Wise's own manifest and carries its real ids, so it is copy-pasteable; the Code and CLI examples are the same call for any action on any app, so every app-specific value in them is a blank you fill in.

Get Account

account-get

Get the Wise user account this connection authenticates as.

Get Balance

balance-get

Get a single multi-currency balance by ID.

List Balances

balance-list

List a profile's multi-currency balances, by balance kind.

Get Balance Statement

balance-statement-get

Get a balance's transaction history as a JSON statement. SCA-protected outside US/CA/AU/NZ/SG/MY — see this app's README.

List Currencies

currency-list

List every currency Wise supports for transfers.

Get Profile

profile-get

Get a single personal or business profile by ID.

List Profiles

profile-list

List the personal and business profiles this connection can act as.

Create Quote

quote-create

Create an authenticated quote for a transfer: currencies, amount, and profile.

Get Quote

quote-get

Get a previously created quote by ID.

Update Quote

quote-update

Attach a recipient account (and optionally a payout method) to an existing quote.

Get Exchange Rate

rate-get

Get the current exchange rate, or a history, for a currency pair.

Create Recipient

recipient-create

Create a recipient (beneficiary) account for a specific currency and account type.

Get Recipient

recipient-get

Get a single recipient (beneficiary) account by ID.

List Recipients

recipient-list

List the recipient (beneficiary) accounts this profile has created.

Cancel Transfer

transfer-cancel

Cancel a transfer that is still waiting for its incoming payment.

Create Transfer

transfer-create

Create a transfer from a quote and a recipient account.

Fund Transfer

transfer-fund

Fund a transfer from a multi-currency balance. SCA-protected outside US/CA/AU/NZ/SG/MY — see this app's README.

Get Transfer

transfer-get

Get a single transfer's current status and details.

List Transfers

transfer-list

List transfers, optionally filtered by profile, status, currency, or date range.

A workflow step names the app and the action, and the editor fills in the connection when you pick one. This is the Step shape from the workflow spec, carrying Wise's real ids.

{
  "manifestVersion": "2",
  "name": "wise-example",
  "steps": [
    {
      "id": "balance-get",
      "uses": {
        "app": "io.w6w.wise",
        "action": "balance-get",
        "connection": "conn_YOUR_CONNECTION_ID"
      },
      "with": {
        "profileId": "<profileId>",
        "balanceId": "<balanceId>"
      }
    }
  ]
}

Here are some of the things you can do

  • Get Balance

    read
    balance-get
  • Get Account

    read
    account-get
  • List Balances

    search
    balance-list
  • Get Balance Statement

    read
    balance-statement-get
  • List Currencies

    search
    currency-list

+14 more actions available

Every app-specific value here is a blank you have to fill in. An app action is reached through the connection that authenticates it, so the address is a connection id, not the app id — and connections belong to your account, so a public page cannot know yours. Create one for Wise, then fill in the three blanks: conn_YOUR_CONNECTION_ID, the action key, and the parameters that action declares. The call itself is real — the shape is transcribed from the studio's own snippet builder, which prints the same kind of blanks — but nothing in it is specific to Wise. The Workflow tab is where this app's real ids are.

Install
npm install @w6w/sdk
yarn add @w6w/sdk
pnpm add @w6w/sdk
deno add npm:@w6w/sdk
Code
import { W6wClient, isActionRun } from "@w6w/sdk";

// Reads W6W_BASE_URL and W6W_TOKEN from the environment when omitted.
const client = new W6wClient();

const envelope = await client.run({
  urn: "conn_YOUR_CONNECTION_ID",
  action: "balance-get",
  payload: {
    profileId: "<value>",
    balanceId: "<value>",
  },
});

if (isActionRun(envelope)) console.log(envelope.value);
Install the CLI
npm install -g @w6w/cli
CLI
w6w run conn_YOUR_CONNECTION_ID --action balance-get --payload '{"profileId":"<value>","balanceId":"<value>"}'

Give an AI agent Wise — without giving it Wise's credentials. One MCP endpoint exposes every app, function and workflow the caller is entitled to, as tools it can discover and run. Access is granted per team while we onboard.

One tool call
{
  "name": "w6w_invoke",
  "arguments": {
    "ref": "app:io.w6w.wise#balance-get",
    "input": {
      "profileId": "<profileId>",
      "balanceId": "<balanceId>"
    }
  }
}

Every tool names its target with a single ref. The app: form above doesn't name a connection at all — the host resolves which of the caller's Wise connections to sign with, and refuses rather than guesses when the answer is ambiguous.

What the agent gets

Credentials it can't read

The token is attached host-side, at the moment of the call. It is never a tool argument, never in the model's context, and never in a transcript — so a prompt injection has nothing to exfiltrate.

A tool surface scoped to the caller

Tools are derived per end user from what that person has actually connected and is entitled to — not one shared bot identity carrying the union of everyone's access.

A durable workflow in one call

Multi-step work runs on the workflow engine and returns a run handle the agent can poll — retries, branching and state survive the conversation that started them.

Health-aware discovery

Wise's declared health checks are on the surface too, so an agent can tell "the vendor is down" from "your credential expired" before it burns a retry on either.

The MCP surface is part of the hosted platform. Wise itself is MIT, and the runtime that executes it is source-available (FSL).

Request MCP access

Health checks

Wise declares its own checks, so its health is a property of the app rather than something the host guesses at.

service

Wise platform status

Component status from status.wise.com: Mobile App, Website, Account, Payments, Debit Card, API, and Customer Support. The verdict comes from the page's own status.indicator roll-up, not from any single component.

quota

API request-rate headroom